Our primary focus is to help our clients whose mortgage payments are no longer affordable for them. Many people bought into the sales pitch of their realtor and lender that the value of their home would always go up and that getting a loan was 'easy'. Too many people were sold the 'option ARM' and other exotic mortgages. As home prices rose and interest rates fell it was very easy for people to refinance their mortgages or buy new homes. Over the past year home prices have fallen dramatically and lenders have made it ever more difficult to qualify for a mortgage.
Our solution to their problem is to help them modify their home mortgage. If you are in one of these situations you owe it to yourself to call Equity Investment Banker today for a free consultation. Let us see if we can get you back on the road to financial recovery and enjoying your home again. Contact us today for a free consultation
A Change to Your Existing Loan
A mortgage loan modification (Loan Mod) is a restructuring of your mortgage loan where there are changes to one or more of the terms of the mortgage. In many cases the interest rate, and in turn, the monthly payment is lowered to an amount you can more easily afford. Another successful loan modification solution is to change the loan into a fixed rate loan, sometimes for a longer term than the existing loan. This makes budgeting so much easier for our clients plus it eliminates the worries of an increasing mortgage payment.
Loan mods come in all forms. Each modification is tailored to a borrower's own unique situation. A Loan Mod gets you back to living your life. No more worries about making your monthly payment or phone calls from your lender. Another bonus of a Loan Mod is that it has no negative effect on your credit score or the values of other homes in your community.
Why Work Equity Investment Banker
You can hardly pick up a newspaper or watch TV without hearing about the loan modification business these days. Whether it is an uninformed journalist casting a wide net of accusations toward 3rd party loan modification companies or one of the endless commercials placed by attorneys trying to leverage the lending business, loan mods are becoming a part of our national conversation.
When you start to think about loan mods, there are two components to them that require two uniquely different skill sets. One is the legal aspect, after all, a mortgage is a contract. That is what attorneys do very well, negotiate, structure and enforce contracts. Then there is the financial aspect of a mortgage. Who knows more about debt and all of associated fields than a lender? Here at Equity Investment Banker we are a Real Estate and Mortgage Brokerage firm with some of the finest lending minds on our staff. We bring you the best of both worlds.
That is how we can confidently offer a free consultation followed by our full guarantee of refunding 100% of your money back if we are unable to get your loan modified. Contact us today for a free consultation.
If your monthly payments become too expensive, what are your options?
Sell Your Home Do you have enough equity to pay off your existing mortgages and do you want to leave your home?
Refinance Do you have enough equity to refinance? Do you have perfect credit? Do you have job stability?
Walk Away Its your home. If you walk away from your house, not only are you walking away from your life but you are damaging your credit for years to come. Loan Modification Stay in your home. Save money every month. Keep your dignity. Begin to rebuild and start enjoying your life again.
